I've talked about money before. Though it's been a while, you're no stranger to real-life talk around here. This year I'd like to share more life, in addition to parties and home decor. The first topic on the docket: the first step to becoming debt free.
I should clarify that we are not truly debt free- we have a mortgage. However, we have zero consumer debt, school loan debt, car note debt, etc. And it feels good. We had 50K in school loans (YIKES) and paid mine off after taking Dave Ramsey's Financial Peace. But we slowed down when I quit my job (and then had a 2nd baby and then had a 3rd and then sent the first two babies to private school...). But now we're on track and I'm sharing my struggles (they're real) and some tips if you're on a similar journey. The first step to becoming debt-free was to stop overspending. Duh right?! I'm going to be vulnerable here so let's just declare this a judgment-free zone mkay?